For investment advisor representatives
Most advisors sound the same. Your prospects can tell.
You’re going to war with a model portfolio your prospect can buy without you, cheaper. That isn’t a sales problem. It’s a positioning problem, and it has a solution.
85%
Payout on what you bring, up to
15%
Of the firm in the Founder’s Pool
2×
Points on assets before $100M
30–45
Days from signature to funded
What you’re up against
Sound familiar?
Most advisors we talk to carry the same six pains. Hover or tap a card.
What your clients are living with
Their portfolio keeps breaking. Their advisor is still selling it.
Stocks on one side, bonds on the other. When one falls, the other is supposed to catch it. In 2022 both ends hit the ground together. It happened again in 2026, when the Strait of Hormuz shock sent oil up while stocks and bonds fell together. Most clients are still being sold the same structured portfolio that let it happen.
You know it. They feel it. And when they ask what’s different this time, most advisors don’t have an answer.
The part money can’t buy
You don’t have answers for your clients.Here, you do, with an institutional-grade desk.
Most advisors are still selling a model portfolio built for calm markets, with no sophisticated alternative when the calm ends. Real markets have fat tails. That’s why the once-in-a-lifetime events keep happening.
What you have
A 60/40 model built on 1952 math that assumes calm, predictable markets.
What you get here
Heavy-tail optimization
Portfolios built to treat extreme moves as expected, not unlikely, and shaped deliberately at both ends.
What you have
Stocks and bonds that fell together in 2022, with nothing to define the downside.
What you get here
Long-dated options overlays
LEAPS used to shape how a portfolio takes part in the market, keeping room to grow while defining the downside.
What you have
The same funds your prospect can buy in an app without you.
What you get here
Structured notes
Bought through an issuer platform, with payoff shapes an ordinary portfolio can’t produce.
What you have
Model portfolios from a home office or a software subscription.
What you get here
A dedicated quant
Unless you manage $100 million or more, you can’t hire one, can’t spread the cost, and can’t fake it with software. Here, you have one.
Heavy-tail optimization describes a portfolio construction methodology. It is an approach, not an outcome: no strategy eliminates the risk of loss, and no construction method guarantees returns or protection against loss. Options involve substantial risk and are not suitable for all investors. Structured notes are subject to issuer credit risk and may have limited liquidity before maturity.
Finally sleep at night. Not because markets got calmer, but because you finally have a real answer to the broken see-saw for every client who asks.
The reason you win the next meeting
A much, much better story.
Same prospect. Same hour. Two completely different conversations.
What you say today
What you say on our platform
“We build a diversified portfolio matched to your risk tolerance.”
“We construct for Black Swan events. The 60/40 has broken again and again, as recently as the Strait of Hormuz shock, when stocks and bonds fell together.”
“Bonds are the safe part of your allocation.”
“We use contractual guarantees and defined floors: safety with growth.”
“You should talk to your CPA about the tax side.”
“Our tax strategists work beside your CPA, before the return is filed.”
“You should get your estate documents updated.”
“Your trust gets drafted, notarized at your kitchen table, and actually funded.”
“Here’s my performance versus the benchmark.”
“Here’s your entire balance sheet, coordinated by one team.”
Your prospect can buy the left column from any advisor, or from AI and a cell phone. They can’t buy the right column anywhere in your market.
Where new clients come from
Stop chasing. Start advising.
Our sister companies at Zoop Benefits see significant assets come through their doors on a regular basis. Most of their strategies require a licensed financial advisor, and most of their agents aren’t dually licensed. They need advisors. You need clients.
So stop spending your evenings prospecting. Do what you do best: help people grow their money in world-class, exclusive strategies.
Instead of
- Another networking event
- Another client-appreciation dinner
- Another center of influence to chase
Referral volume varies and is not guaranteed. Zoop Alpha and Zoop Benefits are affiliated companies under common ownership. Referrals between affiliates create a conflict of interest, described in Form ADV Part 2A. Clients are never required to use either company.
What you’d be joining
Three legs are already built. All three are AUM machines that need an advisor.
Tax, insurance, and estate work are already running, with families moving through them now. Every one of those moves frees up or surfaces assets that somebody has to manage. That’s you. Solo, you have no tax desk, no investment desk, no marketing engine, and no succession plan. Here, the legs are built and the fourth seat is yours.
Financial Advisor
You own the relationship and grow the assets each leg surfaces, backed by an institutional desk and a PhD quant.
Tax Intelligence
Specialists beside your client’s CPA reduce taxes, convert qualified accounts, and recover past taxes where available.
Estate Planning
Documents drafted, signed at the kitchen table, and actually funded. Clients share complete financials.
Insurance
Advanced strategies alongside a properly structured portfolio. Partnership, not competition.
The part that’s easy to ignore
Cutting corners on software isn’t saving money. It’s costing you your freedom.
Most advisors, especially at lower AUM, skimp on software and skip critical pieces like archiving and compliance review, which puts their license at risk. Then the week disappears into service work and details instead of building relationships and gathering assets. Old systems aren’t free. They’re just leaky.
Compliance exposure
Archiving, marketing review, and record keeping are the first corners cut and the first things an examiner asks for.
Opportunity cost
Prospects go cold between the first meeting and the third. Second opportunities in your own book slip through unseen.
Lost time
Service work and paperwork eat the hours that should go to relationships and gathering assets.
Freedom and ease
A practice that only runs when you do. No margin, no ease, and no way to step back.
What you plug into
Twelve coordinated platforms, running on day one.
Connected, compliant, and mostly included. You spend your time on clients, not on the plumbing.
Client system and AI assistant
Client database, portfolio, billing, and reporting on one screen. The assistant records meetings, updates notes, and preps the next one.
Tax intelligence
Years of tax data flow straight into planning and estate tools. Your client gathers nothing.
Advanced planning
Multi-year conversions, Medicare surcharges, withdrawal order, and stress testing.
Prospecting and lead gen
Landing pages, campaign automation, LinkedIn outreach, webinars, and lead routing.
Estate documents
Revocable trusts drafted, notarized, and funded, informed by the rest of the stack.
Insurance intelligence
Every policy in one place beside the custodial data. The whole balance sheet, not a guess.
Archiving and marketing review
Every message archived and every campaign reviewed before it goes out. Archiving is billed per channel.
Custody and security
Independent custody at Schwab and credential control. The part that creates liability when ignored.
What it costs to build alone
Per year
- Portfolio management, trading, billing, and reporting
- $4,000 – $8,000
- Financial planning and tax analysis software
- $2,000 – $4,000
- Marketing system: landing page, automation, LinkedIn, email, SMS
- $4,800 – $12,000
- Estate document platform
- $3,000 – $6,000
- Compliance program, filings, and an outside consultant
- $6,000 – $15,000
- E&O coverage, archiving, and licensing
- $2,400 – $5,000
- Total, before your first paying client
- $22,200 – $50,000
Illustrative retail estimates for a solo firm. Costs vary by vendor, book size, and state. Most of this is included for advisors on the platform. Archiving carries a fee per channel archived.
Advisors we built this for
Which one are you?
Marcus
4 years · $8M managed
Today
Sounds like every other advisor in town, and his prospects can tell.
On the platform
Walks in with an investment, tax, and estate story nobody else can tell, and agent-sourced cases on his calendar.
Dana
12 years · $22M managed
Today
Does every job herself. Then a deficiency letter over unarchived messages and undocumented marketing.
On the platform
Compliance, trading, billing, and onboarding come off her desk. She keeps her clients and gets back to advising.
Ray
17 years · $85M managed
Today
Plateaued. Junior advisors left after he trained them, and attrition ate the growth.
On the platform
Onboarded junior advisors, overrides on their books, and tax work that surfaces new assets. A founding-window stake.
Composite profiles for illustration. Not actual advisors or results.
A platform you join
Not a firm that buys you. Keep your clients. Lose the headaches.
What stays yours and what comes off your desk. Hover or tap a card.
Seven ways, not one
How many ways do you get paid?
Most advisors earn one fee and pay every bit of overhead out of it.
Advisory compensation
On everything you manage, at your level on the pay scale.
Up to 0.85%
Supervisory overrides
The gap between your rate and the advisors you supervise.
Up to 0.35%
Founder’s Pool
An annual bonus based on your equity ownership at year end, plus a payout on an equity event.
By contribution
Tax program
Your share of the tax partner program.
Up to 8.5%
Estate plans
Of base plans completed for your clients.
Up to 25%
IAR solicitors
Licensed Series 65 solicitors who refer clients without managing the assets.
Up to 0.45%
Insurance
Where you are dually licensed.
Full commission
$2K–$3K
What one more seat costs us a year once the systems are built. That’s why most of the stack is included.
1.00 → 2.00
Founder’s Pool points per $1M you manage, doubled on assets that arrive before the platform reaches $100M.
0.20%
Paid to CPAs and attorneys who refer, for as long as the client stays, through our compliant promoter program.
Figures are illustrative and are not a projection or guarantee of results. Retail cost estimates vary by vendor, book size, and state. Founder’s Pool points vest when firm assets reach $500 million; annual bonuses depend on firm profit, and any payout depends on an equity event that may never occur. Promoter arrangements require written agreements and disclosures and are available only where permitted. Any compensation on a direct or indirect referral must be documented and signed in advance. Zoop Alpha and Zoop Benefits are affiliated companies under common ownership; compensation differs between advisory services and insurance products, which creates a conflict of interest described in Form ADV Part 2A.
Don’t take our word for it
Built to be checked.
SEC registered
Zoop Alpha Advisors, LLC is a registered investment adviser.
Schwab custody
Client assets are held at Schwab. Not by us.
Conflicts disclosed
Form ADV Part 2A discloses conflicts, including our affiliate Zoop Benefits.
No non-compete
Your clients are yours. You can leave with them.
We’re opening to a founding cohort. Assets that arrive before the platform reaches $100M earn double points, 2.00 per $1M instead of 1.00. Once that window closes, it doesn’t reopen.
What moving actually takes
30 to 45 days. We run it.
You keep talking to your clients. We plan on 75% of your book arriving, so nobody is surprised by the number that shows up.
You’re not alone. We’re going to help.
01
Week 1
Letter of intent signed. We build your transition plan together.
02
Weeks 1–2
You resign and serve any notice. Nothing is filed before you resign.
03
Weeks 2–5
Your Onboarding Specialist helps with outreach alongside you.
04
Weeks 4–6
Transfers settle and accounts go live at Schwab as they arrive.
Your Advisor. Your Team.
Access to coordinated experts, not a single generalist. Delivered through a team model built for sophisticated wealth management.
Altium Investment Strategies
Sub-Advisor & Asset Manager
Altium manages the assets through institutional-grade quantitative options strategies and tail-risk-optimized portfolios. Fully liquid SMA delivery, personalized to each client.
Visit WebsiteStraxen
Quantitative Research & Modeling
Founded by Ron Piccinini, Ph.D., Straxen provides the heavy-tail risk modeling and optimization methodology that powers the Growth Engine. Replacing broken bell-curve models with mathematics that reflect real markets.
Visit WebsiteThe Waterfall Strategy
Three engines, one plan: a Safety Engine that protects the floor, an Income Engine that pays the bills, and a Growth Engine built for the market's worst days.
Safety Engine
Life insurance or annuities
Contractual guarantees from insurance carriers keep this money out of the market’s way. It is the part of the plan that does not have to recover from a crash, and it doubles as dry powder you can access when opportunity shows up.
- Principal shielded from market declines
- Death benefit and living benefits (life insurance)
- Guarantees backed by the claims-paying ability of the carrier
Income Engine
Liquidity and income
Built for cash flow and access. It runs a full income mix when markets are calm and shifts toward Treasury bills when stress spreads across markets, so the paycheck does not depend on selling something at the bottom.
- Steady cash flow from a diversified income mix
- Liquid: money you can reach without penalties
- A cross-market stress signal moves it toward T-bills
Growth Engine
Optimized by Heavy Tail Optimization
Portfolio mixes are chosen for how they behave on the market’s worst days, not on an average day. Hundreds of thousands of combinations are tested and the mix is re-checked every month, with a storm warning that can move it to defense.
- Built around tail risk, not bell-curve averages
- Re-optimized monthly
- Gets added horsepower when conditions favor it
Questions advisors ask first
The short answers.
Is this an acquisition or a buyout?
No. You join a shared platform and keep your clients, your name, and your day-to-day relationships. Nobody buys your book.
What happens to my current clients?
You call each one yourself. No client moves to a new agreement or custodian without signing off on it.
How is compensation structured?
Advisory fees, supervisory overrides, tax and estate shares, and insurance commissions where you are licensed, plus points toward the 15% Founder’s Pool that vest at $500M in firm assets.
How long does the move take?
Most advisors are live with funded accounts within 30 to 45 days of signing a letter of intent.
Who holds client money?
Schwab holds client assets. Zoop Alpha never takes custody of client funds.
The only question left
Two versions of the next five years.
Option one
Nothing changes.
Keep running everything yourself with no succession plan. Hope the acquisition call comes. Hope your clients never figure out they can get most of what you do from an app. And watch the founding points rate close once the platform passes $100M.
Option two
You plug in.
The full platform from day one and a documented transition plan. A story nobody in your market can tell, a desk you could never hire, and cases arriving from our sister companies. Founding-window points that vest at $500M, instead of a book with no buyer.
Twenty minutes, and you keep the analysis either way. We model your book, your fees, and your costs against this platform. If it doesn’t clearly beat what you have, stay where you are. A no is completely fine.
Zoop Alpha LLC is a registered investment adviser. This is not a solicitation in any jurisdiction where we are not registered.
Important Risk Disclosures
Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results and is not indicative of future performance. There is no assurance that any investment strategy will achieve its objectives.
Options Risk: Options trading involves significant risk and is not appropriate for all investors. The use of options strategies involves complex tax considerations and there may be tax implications related to option positions. Options can expire worthless and the investor can lose the entire premium paid. Prior to trading options, investors should read the Characteristics and Risks of Standardized Options, available from the Options Clearing Corporation.
Insurance Products: Insurance products are not deposits, are not insured by the FDIC or any federal government agency, are not guaranteed by any financial institution, and may lose value. Guarantees are based on the claims-paying ability of the issuing insurance company.
Insurance Commissions: Insurance products are offered by licensed insurance professionals, who may be affiliated with Zoop Alpha LLC and who receive commissions on insurance sales. Those commissions are in addition to any advisory fees and give them an incentive to recommend insurance products, which is a conflict of interest. When selling insurance, they act as insurance agents, not as investment adviser representatives. You are under no obligation to buy insurance through them. See Form ADV Part 2A and Form CRS for details.
Zoop Alpha LLC is a registered investment adviser. Registration with the SEC does not imply a certain level of skill or training. This information is not intended as a solicitation or an offer to buy or sell any security or investment product. This material does not constitute investment advice and is not intended as an endorsement of any specific investment.