Disclosures
Transparency is central to our fiduciary commitment. Access our regulatory documents and learn about our privacy practices.
ADV Part 2A
Firm Brochure
Our ADV Part 2A brochure provides detailed information about Zoop Alpha LLC, including our services, fees, investment strategies, conflicts of interest, and disciplinary information. This document is required by the SEC and updated annually.
Form CRS
Client Relationship Summary
Form CRS is a brief relationship summary designed to help retail investors understand the types of services we offer, the fees and costs associated, conflicts of interest, and our legal obligations. We encourage all prospective and current clients to review this document.
Important Disclosures
Registration & Regulatory
Zoop Alpha LLC (dba Zoop Alpha Advisors) is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). SEC File Number: 801-137254. Registration with the SEC does not imply a certain level of skill or training. The firm relies on the exemption from the prohibition on Commission registration provided by Rule 203A-2(c) of the Investment Advisers Act of 1940.
Investment Risk
Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results and is not indicative of future performance. There is no assurance that any investment strategy will achieve its objectives. The value of investments and the income from them can go down as well as up. All investments are subject to market risk.
Options Trading Risk
Options trading involves significant risk and is not appropriate for all investors. Options can expire worthless and the investor can lose the entire premium paid. The use of options strategies involves complex tax considerations. Prior to trading options, investors should read the Characteristics and Risks of Standardized Options, available from the Options Clearing Corporation at www.theocc.com.
Insurance Products
Insurance products are not deposits, are not insured by the FDIC or any federal government agency, are not guaranteed by any financial institution, and may lose value. Guarantees are based on the claims-paying ability of the issuing insurance company. Insurance product availability and features may vary by state.
Insurance Commissions & Conflicts of Interest
Zoop Alpha LLC is not a fee-only adviser. Investment advisory services are provided for an advisory fee. Insurance products, including those used in the Safety Engine of the Waterfall Strategy and the Fractional Family Office, are offered by licensed insurance professionals, who may be affiliated with the firm and who receive commissions on insurance sales. Those commissions are in addition to any advisory fees and give them an incentive to recommend insurance products, which is a conflict of interest. When selling insurance, they act as insurance agents, not as investment adviser representatives. Clients are under no obligation to buy insurance products through Zoop Alpha or its associated persons and may buy them through other agents or carriers. Please see our Form ADV Part 2A and Form CRS for more information about compensation and conflicts of interest.
Affiliated Companies
Zoop Alpha LLC and Zoop Benefits are affiliated companies under common ownership. Zoop Benefits and its professionals offer insurance, tax strategy, and estate planning coordination services, which are separate from Zoop Alpha's investment advisory services. Referrals between the affiliated companies create a conflict of interest because the firms and their owners benefit when you use more than one of them. You are under no obligation to use any affiliated company.
Tax and Legal Matters
Zoop Alpha LLC does not provide tax or legal advice. References to tax strategies, Roth conversions, trusts, or estate planning are educational. Tax strategies are developed with affiliated tax professionals and your own CPA or attorney, and outcomes depend on your individual circumstances and current law, which can change. Strategies that use leverage, including policy loans, involve interest costs and can reduce policy values or cause a policy to lapse, which may create a tax liability. Statements of goals, such as a goal of zero out-of-pocket cost, are objectives and not guarantees.
Hypothetical and Back-Tested Information
Some educational materials on this website, including presentations on the Philosophy page, contain hypothetical or back-tested illustrations. These do not represent actual client results, do not reflect advisory fees or other expenses, and have inherent limitations, including being prepared with the benefit of hindsight. Actual results may differ materially. Index figures are shown for illustration; indexes are unmanaged and cannot be invested in directly.
The Bad Tuesday Test
The Bad Tuesday Test is an educational questionnaire. It is not investment, tax, or legal advice and is not a recommendation of any security, strategy, or product. Results reflect only the answers you provide. Any recommendation is made only after an investment adviser representative reviews your full financial situation, objectives, and risk profile.
Links to Third-Party Websites
This website contains links to websites operated by third parties and by affiliated companies, including Zoop Benefits. When you select one of these links, you will see a notice that you are leaving ZoopAlpha.com. Zoop Alpha LLC does not control and is not responsible for the content, accuracy, security, or privacy practices of other websites. A link is provided for convenience and is not an endorsement or adoption of any content, product, or service found there. Your use of another website is subject to that website's terms and privacy policy.
Not a Solicitation
The information on this website is not intended as a solicitation or an offer to buy or sell any security or investment product. This material does not constitute investment advice and is not intended as an endorsement of any specific investment. This information is not a solicitation in any jurisdiction where Zoop Alpha LLC is not properly registered or exempt from registration.
Third-Party Information
Content related to Heavy Tail Optimization™ is provided by Straxen and Ron Piccinini, Ph.D. for informational purposes. Sub-advisory services are provided by Altium Investment Strategies. Performance data and strategy descriptions are illustrative and subject to change. Structured note allocations are subject to change.
Privacy Policy
Information We Collect
Zoop Alpha LLC collects personal information that you voluntarily provide when you inquire about our services, submit a contact form, or become a client. This may include your name, email address, phone number, mailing address, financial information, Social Security number, and other data necessary to provide investment advisory services.
How We Use Your Information
We use the information we collect to provide, maintain, and improve our investment advisory services; communicate with you about your account, services, and updates; comply with legal and regulatory obligations; protect against fraud and unauthorized access; and respond to your inquiries and requests.
Information Sharing
We do not sell, trade, or otherwise transfer your personal information to outside parties except as necessary to provide our services (e.g., with our sub-advisors Altium Investment Strategies, custodians, and service providers), comply with legal requirements, or with your explicit consent. All service providers are bound by confidentiality agreements and are required to protect your information.
Data Security
We implement appropriate physical, electronic, and managerial procedures to safeguard and secure the personal information we collect. While we strive to protect your information, no method of transmission over the Internet or method of electronic storage is 100% secure.
Cookies & Website Analytics
Our website may use cookies and similar technologies to enhance your browsing experience and gather usage analytics. You can control cookie preferences through your browser settings. We do not use tracking technologies to target advertisements.
Your Rights
You have the right to access, correct, or delete your personal information. To exercise these rights or if you have questions about our privacy practices, please contact us at the information provided on our Contact page.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.
This Privacy Policy is provided in accordance with SEC Regulation S-P. If you have questions, please contact Zoop Alpha LLC at 2660 E Diamond Ave, Mesa, AZ 85204, or call (480) 470-4179.